Newsweek - National News, World News, Health, Technology, Entertainment and more... | Newsweek.com
SPONSORED BY
  • Mulling over Medical Debt

    Kurt Soller | Nov 25, 2008 03:59 PM
    Jessica Bennett's story on medical debt has drawn comments from all segments of the medical sector. There are insurance workers explaining how the system works, doctors insisting they need to get paid and even some who say the anecdotes in the story can't be true (of course, they are). Most interesting, however, were these two reader anecdotes about medical care:
    Posted By: cindydrake @ 11/25/2008 8:49:08 AM
    I have no problem with doctors and hospitals making a good salary, but the rates hospitals charge are out of this world. I had an Essure sterilization procedure done 2 years ago. This procedure is outpatient and involves no incision. Three hours at the hospital, and they send me a bill for $11,000. That is ridiculous for something with no incision and where I had no complications. Once I went to the ER with what turned out to be pneumonia, and that hospital wanted $1,600 for putting an IV in me and prescribing some antibiotics. Thankfully, I have insurance, but so many people don't, or if they do, the coverage would leave them owing huge amounts.

    Yes, doctors are talented and trained and do wonderful things, and I'm OK with them being well-paid. But the bills I've had from hospitals seem out of proportion for the work done, at least in my case. Regular capitalist market theory does not work on health care unless it's cosmetic surgery. If market forces worked, then every time a new doctor or hospital opened up, prices would go down and practices would try to keep their prices in line with the market norm. But health care keeps going up every year, regardless of how many doctors are in your town.

    I'm wondering why we can find money to fight the war in Iraq and bail out the greedy banks, yet we can't fund national healthcare, at least basic services.

    Another comment boils down this argument:

    Posted By: ekay1946 @ 11/25/2008 2:17:25 PM

    The current medical care crises is a continuing example of our need for universal affordable health care. We are the only country in the western world where people are going into poverty and catastrophic financial debts to pay for medical services. the private for-profit model of health care is unacceptable as well as immoral, and it doesn't work. The multi-tiered delivery of health care based on the ability to pay is criminal. Health care is not a business, it is a public service and a right, not a privilege or a luxury. It is a god given human right.

    I'd love to hear your thoughts on universal health care. Is it worth the government expense? And speaking of the government, many in the comments section played their Econ. 101 cards, arguing that it is time for a "medical bailout." It's doubtful that will ever happen, but a version of that dream happened for one of the sources that Bennett interviewed, as the Editor's Note at the end of the story explains: "Since this story was published, Tufts Medical Center has offered to waive all of Maria McNamara's medical fees at the hospital, including that of an upcoming laser treatment she has scheduled for Dec. 19. She hopes that treatment will be the last one she needs to regain her sight." Before the debt was forgiven, McNamara owed more than $30,000.
    More