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  • Correspondents' Picks: Tel Aviv

    Newsweek | Apr 29, 2008 03:56 PM

    By Joanna Chen

    The vibrant, edgy city of Tel Aviv has become the undisputed cultural center of Israel, effortlessly blending old and new. With its long stretches of sandy beaches, museums, concert houses, eclectic architecture and livewire nightlife, it's really earned its title as the city that never sleeps. 
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  • Checklist: Our Top Picks for the Week

    Newsweek | Apr 26, 2008 01:16 PM

    Rent “The Diving Bell and the Butterfly.” Julian Schnabel’s spellbinding tale of a stroke victim’s flights of imagination is ravishing to look at, mercifully unsentimental and blissfully avoids almost every cliché of the handicapped-hero genre.

    Hear “Jim.” Crooner Jamie Lidell has stripped down the electronic frenzy that marked 2005’s danceable “Multiply.” The result is a stunner of a blue-eyed British soul masterwork that evokes the organic grit, soul and warmth of your favorite Stax and Motown records—to quote Lidell himself, “a little bit of feel-good.”

    Vote in the Webby People’s Voice Awards (pv.webbyawards .com). Choose winners in more than 100 categories, including blogs, retail sites, interactive ads, video and film. Results will be announced May 6.

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  • Beware Of The Fixed-Rate Fix

    Linda Stern | Apr 19, 2008 10:53 AM
     Usually it makes sense for borrowers to lock in fixed rates when interest rates are low, but that may not be the case with the latest crop of credit-card deals. Lenders continue to offer fixed-rate cards, but at rates significantly higher than the variable rates on comparable cards. For example, the Capital One No Hassle Miles Rewards card had been charging 11.4 percent under its variable-rate formula. But new applicants will instead find a fixed rate of 13.9 percent on the card.

    A few good fixed-rate offers remain. There’s a 6.5 percent fixed-rate card from Pulaski Bank (pulaskibank.org) and a 7.25 percent card from Simmons First National Bank (simmonsfirst.com). Capital One (capitalone.com) offers a 7.9 percent fixed rate on its “prestige” card for borrowers with the best credit scores. Before signing up, check the contract to see how long the rate is guaranteed, since most issuers reserve the right to change the rate as they see fit.

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  • Recession And Retirement

    Linda Stern | Apr 19, 2008 10:52 AM
     A sinking stock market can drag a good retirement down with it. TIP SHEET’s Linda Stern asked Michael Kitces, director of financial planning at Pinnacle Advisory Group in Columbia, Md., how new retirees can protect their spending power.

    Why does it matter what the stock market is doing at the time that someone retires?
    The greatest risk to a retirement plan is a significant market decline in the early years. This can diminish a portfolio so severely that even when the good returns finally arrive, there just isn’t enough left to fund the remainder of retirement. An individual with a $500,000 portfolio who experiences a 15 percent market decline in a year, and also withdraws 7 percent of the portfolio, may deplete the portfolio to $390,000 at the end of the first year. This requires a whopping 28 percent return just to break even again at the end of the second year.

    What advice do you have for someone who retired on Jan. 1 and saw his nest egg shrink?
    The decline since Jan. 1 should not have derailed a welldesigned retirement plan. Delaying major expenditures, like car purchases or home renovations, can help get an aggressive plan back on track.

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  • Congrats, You’re In! Now Pay Up

    Linda Stern | Apr 19, 2008 10:49 AM
     The college-money mess is getting messier. Most recently, the nation’s largest college lender, Sallie Mae, said it would raise the cost of some of its student loans and stop offering consolidation loans for graduates who wanted to refinance their existing loans. But there are still ways to get the money you need, says Mark Kantrowitz, publisher of FinAid.org.

    Undergraduates should check lenders like Discover (discoverstudentloans.com) and JPMorgan Chase (chase studentloans.com) that are trying to build their student-loan businesses and may offer better deals. Ask your school’s financial-aid office to recommend a lender. Then compare that offer with what you can find at sites like MyRichUncle .com and SimpleTuition.com.

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  • Money: Net Interest

    Newsweek | Apr 19, 2008 10:42 AM
     Maximize your money by using the Internet to comparison-shop. Here are some financial-services sites that can help you save.

    findabetterbank.com: Put in your ZIP code and your bank preferences, and this site will point you to the best institution for your needs.

    ins.com: Put all your policies up for review once a year. Compare what you’re paying for your car, home and life insurance with what’s available elsewhere.

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  • Checklist

    Newsweek | Apr 19, 2008 10:39 AM
     Our top picks for the week.

    Rent The Orphanage. Prepare to be seriously spooked by this chilling Spanish ghost story, the first full-length film by director Juan Antonio Bayona. It’s the most elegantly terrifying horror movie of last year.

    Surf cmch.tv. To mark Earth Day, Harvard’s Center on Media and Child Health has posted a list of agencies that will recycle or donate all your used electronics, from CDs and videogames to toner cartridges and cell-phone chargers. Now get out and enjoy some nature.

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  • Spring Clean Your Air

    Newsweek | Apr 12, 2008 04:08 PM


    Illustration: Chris Gash for Newsweek

    By Joan Raymond

    Joe Minott says he sometimes feels like a bit player in a remake of the B-movie classic “Godzilla vs. the Smog Monster.” On hot, sunny days, when a blanket of smog—a noxious mix of ground-level ozone and other pollutants—darkens the skyline near his Philadelphia home, Minott is loath to venture out. He suffers from an autoimmune disorder called sarcoidosis that affects his lungs. And when pollution is high, his ability to breathe is laid low. “No one wants to be stuck inside because it hurts to breathe the air outside,” says Minott, 53, executive director of the Clean Air Council, a Philadelphia-based environmental group. “We have to do a better job of cleaning up the air.”

    Minott may soon be breathing a little bit easier. In March, the Environmental Protection Agency lowered the limit for the acceptable concentrations of ground-level ozone from 84 to 75 parts per billion. That’s still higher than the level of 60 to 70 parts per billion recommended by the EPA’s independent scientific advisory panel. “Based on the science and how best to protect health, we wanted a lower standard, period,” says Janice E. Nolen, assistant vice president of national policy and advocacy for the American Lung Association. “But this is a small step in the right direction.”

    When it comes to health, ground-level ozone is a major threat. “The thing about ozone is that once you breathe it in, you can feel something is wrong almost right away,” says Dr. Herbert Wiedemann, chairman of the Respiratory Institute at the Cleveland Clinic. The gas is formed when sunlight and heat cause a chemical reaction between volatile organic compounds (VOCs), which are emitted as gases from such items as dry-cleaned clothing, paints, aerosols and nitrogen oxide—pollutants that come mostly from coal-powered industrial plants and motor vehicles. Epidemiologic studies show that long-term exposure causes premature aging of the lungs and decreases in lung capacity and function. Though children, the elderly and those with heart disease or respiratory problems like asthma and emphysema are at particular risk, about 20 percent of otherwise healthy adults are unusually sensitive to ozone’s effects, experiencing symptoms like coughing, wheezing and pain when they breathe deeply in highly polluted areas.

    Short of fleeing civilization, there are a number of things you can do to protect yourself and improve air quality, both outdoors and inside your home. The first step: check the Air Quality Index (airnow.gov). The site gives daily readings by state and region for ozone levels and particulate matter (a mix of soot and other pollutants). To see specific pollutants for your state or to drill down to a specific county, go to the interactive map at epa.gov/ air/data/geosel.html. See if your state and county get passing grades for ozone levels and particle pollution at the American Lung Association State of the Air: 2007 report (lungaction.org/reports/stateofthe air2007.html). For more information about outdoor air quality, go to the National Library of Medicine (sis.nlm.nih.gov/enviro/ outdoorairpollution.html). For more tips on how to protect yourself on high-ozone days (and expect more ozone alerts due to the EPA’s new standards) check out lungusa.org, epa.gov and cleanair.org.

    When driving, avoid jack-rabbit starts and long idling. Choose air-friendly alternatives for home improvement, such as using a rake instead of a gas-powered leaf blower, trading in your gas-guzzling lawnmower for a manual model or planting shrubs to reduce the size of your yard. For more tips, go to sparetheair.com.

    Don’t forget about indoor air quality, since it can be worse than outdoor air. First, don’t allow smoking in your home. VOCs can be a big problem indoors. Cut down on VOCs by cleaning up dust (which is a VOC magnet) and using low-VOC or water-based paints, nonaerosol pumps and sprays, and eco-friendly cleaning products. Simple strategies like keeping air conditioners and furnaces maintained; vacuuming rather than sweeping; running ceiling and attic fans, and opening windows to improve circulation and ventilation can help, too. Keep humidity in check to prevent mold growth. For more ideas, go to airqualitytips.com and healthhouse.org. Make sure you have a working carbon-monoxide detector (see lungdiseases.about.com/od/buyersguides/tp/ top_ codetectors.htm for a buyer’s guide). And consider radon testing (see epa.gov/ radon/pubs/citguide.html for more info).

    The best advice: “Get off the couch, get involved and let officials know you want cleaner air,” says Minott. For ideas, check out cleanair-coolplanet.org/action or ww2.earthday.net. That way we can all breathe easier.

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  • Checklist

    Newsweek | Apr 12, 2008 04:06 PM
    See “El Greco to Velázquez: Art During the Reign of Philip III” at Boston’s Museum of Fine Arts. Anchored by two giants of Spanish painting, this exhibition highlights the masterpieces of Philip III’s court. From April 20 to July 27; mfa.org.

    Rent “Before the Devil Knows You’re Dead.” Two brothers (Philip Seymour Hoffman and Ethan Hawke) conspire to rob their own parents’ jewelry store in Sidney Lumet’s dark, high-octane family melodrama, in which everything that could go wrong does. It’s Lumet’s best flick in ages.

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  • Correspondents' Picks: Poland

    Newsweek | Apr 8, 2008 05:03 PM

    By Karen Pinchin

    On a typical tour of Poland, most people sip rich beet soup, take in the horrors of Auschwitz and tip back homebrewed vodkas in hundred-year-old basement bars. But those tourists are missing out on some of the best parts of Poland. After a three-week tour off the beaten path, Newsweek’s Karen Pinchin has some tips on divining the country’s best-kept secrets.

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  • Discipline: When Kids Attack

    Anna Kuchment | Apr 5, 2008 02:28 PM

    illustration-discpline

    Illustration: Zohar Lazar for Newsweek 

    By Anna Kuchment

    Nancy Plant wasn’t sure how to prevent her daughter’s playdates from veering toward disaster. Five-year-old Kate “liked to be in control,” says Plant, an attorney from Bainbridge Island, Wash. Kate would tell her friends what to do and, if they decided not to follow her instructions, she “would get mad and not want to play with them.” Tears ensued. After trying several strategies that seemed only to make matters worse, Plant and her husband, George Jarecke, turned to a parent coach. For $75 an hour ($100 for an introductory session), Sally Kidder Davis of Sound Parent (soundparent.com) met with Plant and Jarecke to talk through potential solutions. One was to talk to Kate about the importance of being a responsible hostess. If she couldn’t help her guests enjoy themselves, she couldn’t have them over. The strategy worked.

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  • Travel: Time To Take a Hike

    Tara Weingarten | Apr 5, 2008 02:26 PM
    By Tara Weingarten Spring is an ideal time to visit California’s Yosemite National Park, with backcountry meadows for cross-country skiing still blanketed with snow and lower-elevation hiking trails cleared of the white stuff. Yosemite Falls, the nation’s... More
  • Road Test: Toyota Matrix

    Tara Weingarten | Apr 5, 2008 02:24 PM
    It's Sporty, But Practical Toyota's Matrix is downsizing made simple. With the five-door hatchback, there's no compromise on hauling capacity. The engine is spry and the somewhat stiff suspension keeps the car tight on canyon roads. You'll have to forgive... More
  • Outdoors: An Easier Way To Get Balanced

    Newsweek | Apr 5, 2008 02:22 PM
    By Kate Leffingwell Each Spring, parents across the country head to the local park to teach their kids to ride a bike. The traditional method involves pushing your child as fast as you can and hoping he or she learns to pedal and balance at the same time.... More
  • The Checklist

    Newsweek | Apr 5, 2008 02:16 PM
    Our top picks for the week: Hear “Last Night.” Moby describes his new disc as “a night out in New York City in 65 minutes.” Like the Big Apple, it’s a melting pot: synth, new-wave dance beats, samples, loops and hip-hop round out the electronica style... More
  • Money: Don't Get Pumped Dry

    Linda Stern | Apr 5, 2008 11:30 AM
    Here’s some grim gastank math: it can cost $56 to fill up a basic sedan at the current average gasoline price of $3.30 a gallon. If prices hit $4 this summer, it would cost $68—or $2,992 a year—for an average 15,000 mile-a-year driver. You can get some... More
The Peek
 
 
SPORTS

Speedo's new and controversial high-tech LZR suit is helping swimmers smash dozens of records. How the company plans to capitalize on Olympic gold.

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AFRICA

These are among the ruling party's weapons against opposition voters. Still, the population clearly didn't cooperate in Friday's vote.

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